Regularly reviewing your mortgage provision is a good habit to adopt as its one of the most effective ways to save money in the long term. Remortgaging allows you to release some of the equity in your home which will provide you with funds to pay off any outstanding credit card debts or loans.

You can remortgage by switching your existing mortgage to a different policy, possibly with a better term or interest rate or you may choose to remortgage with an alternative mortgage provider. Its always good to shop around for the best deal available.

Through our remortgage brokerage, Ask Finance, Harrington Brooks can help you to remortgage your property. Our criteria is simple - as long as you are a UK resident, that you are 18 years or over and that you have sufficient equity in your property to repay your other debts (secured and unsecured), we can find a suitable mortgage solution for you via our relationships with a range of mortgage providers. Of course, the most important criteria is that you can afford your new monthly remortgage payment.

What are the advantages to a Remortgage?

You can take advantage of potentially lower interest rates or review the term of your mortgage.
Large expenses such as a child's education or wedding can be paid for easily by releasing equity.
You can use the funds to renovate or expand your home
Equity can be released to pay off other higher rate debts like credit cards or car loans

What are the disadvantages of Remortgages?

You may incur early payment charges, or an Early Redemption Charge when settling the original mortgage, especially if you have a fixed, capped or discounted rate mortgage. Please refer to your current mortgage terms and conditions where these charges will be detailed.

Applying to remortgage couldn’t be easier.

All you have to do is complete the online application form and we will provide you with a quote detailing our best deal available. Alternatively, if you prefer you can call one of advisors on 0808 131 0040 who will be happy to assist with your enquiry.

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Testimonials

“Before I got in touch with Harrington Brooks, my life was a financial disaster! I had mounting debts and I was being threatened with court action. I was at the end of my teather. But, after just one call, I was totally reassured and I knew that your expert advisors could help me. I am well into my IVA term, and my debt free future is on the horizon."

Mr E, Stoke

"Harrington Brooks helped me to consolidate all of my debts into one easy payment. I pay just one low monthly amount and I can relax as I know that my finances are in the hands of experts. I don't have any angry calls or letters from my creditors, and my finances are back on track. Thank you."

Ms M, Doncaster

"Before I got in touch with Harrington Brooks, I was burying my head in the sand when it came to my debt levels. I was recommended your services by a friend, and making that call was the best decision I've had in a long time. I started my Debt Management Plan and I have been treated with true professionalism right from the start."

Mrs C, Manchester

"I was thinking about consolidating my debts for a long time, and when the red letters started pouring through my mailbox, I knew I had to act sharp. I decided to call Harrington Brooks - I should have called you sooner! I spoke to the same advisor throughout the whole process, and they sorted out my finances. Now I can manage the monthly payments with ease. Thanks for everything."

Mrs G, Lincoln

LOANS MAY BE SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

For mortgages and re-mortgages the overall cost for comparison is 8.5% APR variable and for secured loans 14.5% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. A broker fee may be payable on completion, and will depend on your circumstances. For mortgages and re-mortgages this fee is typically between 0% and 3% of the gross mortgage amount, subject to a minimum of £2,495 and a maximum of £3,995. For secured loans, the fee is typically between 0% and 10% of the loan value.

Harrington Brooks Debt Consolidation Loans, Re-mortgages and Equity Release is a trading style of Ask Finance Ltd (Registered in England and Wales. Company number 4229724), a wholly owned company of the Harrington Brooks Group Ltd.

Ask Finance Ltd is licensed under the 1974 Consumer Credit Act to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling. Consumer Credit License No: 507130. Ask Finance Ltd is authorised and regulated by the Financial Services Authority (FSA) - FSA No: 300490 - for the provision of mortgage advice and arranging insurance

Harrington Brooks commits to maintain the accuracy of all the website advice. But occasionally, rules and regulations regarding the advice given can change and our website may become temporarily out of date. To ensure that you have the best and latest information available, please contact us on 0808 131 0040 and speak to one of our expert advisors.