Bank Account

If you have debt problems, you may find it a struggle to get accepted for a bank account. But Harrington Brooks have joined forces with Extra Direct to ensure that you can get accepted for a bank account, no matter what your credit history.



Can't get a bank account? Now you can!

It may be necessary for you to open a new bank account when you enter into a Debt Management Plan or an IVA, in order for you to protect your monthly income from the creditor that you bank with.

An Extra Direct Prepaid MasterCard is linked to a managed bills account, and you will never have to worry about going overdrawn, paying late payment fees or overdraft charges.

You have easy access to your money, you can withdraw money at an ATM using your MasterCard and it is accepted at almost 25 million locations worldwide.

Benefits of an Extra Direct Bank Account

  • No credit checks
  • Manage your account online
  • Avoid bank charges and overdraft fees
  • Quick application process
  • Easy to control your bills and spending
  • Low-cost set up and monthly fees
  • Chip and Pin facility
  • No Contract
  • Prepaid card is accepted at all places where you see the MasterCard sign

We have a quick application process, and you will be guaranteed a bank account as long as we have proof of ID and confirmation of your home address.

How the Extra Direct Bank Account Works

Our banking facility is open to everyone and it is really simple to use. Extra Direct won't reject your application because of your financial history or if you have been turned down for a bank account before.

With Extra Direct, you can manage your monthly commitments through standing orders. You can have your wages paid directly into your account for an easy way to control your finances in one place. Access to your account is always available online so you can keep up to date with your finances.

We call this Jam Jar banking:

Wages and Bills Jam Jar: Where your wages are paid into and where you can set up any standing orders, so all your bills can be paid on time.

Spends Jam Jar: After your outgoings have been met, you can transfer funds onto your card for everyday spending.

Check Your Account Online

You have the additional benefit of being able to access your account online 24/7. Once you have logged into your account you can:

  • Make payments to bills
  • Transfer money
  • Set up standing orders
  • Check your balance
  • Put rules in place on your card and account
  • Move money to your Extra Direct Prepaid MasterCard card
  • Sign up to text alerts
  • Request a second card
  • Request a PIN number

How to Apply

We make it effortless to apply for a bank account. Contact the Harrington Brooks team on 0808 131 0040. We will go through your simple application and offer you free advice about how this card can help you to control your finances.

Remember that there are no credit checks, and all we need is prove of your ID and home address.

What Happens After I have Applied?

Once you have applied, you will receive your Welcome pack containing a wages mandate. You will need to pay your account opening fee by contacting Extra Direct to activate your account, and set up any salary payments or standing orders.

In a few days you will receive your Extra Direct Prepaid MasterCard card and PIN separately, along with your Online Account Management password. Contact Extra Direct for a second time so they can activate your card and online access.

 

Bank Account Enquiry

Full Name *   Number of Creditors *
 
Home Tel *   Monthly Income *
£ 
Mobile Tel   Are you a home owner
 
  yes
E-Mail *   House Value
 
Level of Debt *   Mortgage Owed
 
Please accept our Data Protection Policy to submit enquiry.
 yes

LOANS & RE-MORTGAGES

Lower Monthly Payments
No Proof of Income Required
CCJ's Defaults & Arrears Accepted
Low APR

DEBT SOLUTIONS

Stop Interest & Charges
Reduce Your Monthly Repayments
Reduce Your Repayment Period
Stop Creditors Chasing